LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,754
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,866
−HK$1,130/mo
Today · 4.125%
HK$37,996
baseline
▲ 0.50% · 4.625%
HK$40,308
+HK$2,312/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$75,992/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,776
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,843
−HK$1,082/mo
Today · 4.125%
HK$41,925
baseline
▲ 0.50% · 4.625%
HK$44,135
+HK$2,210/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,850/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$587,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,905
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,239
−HK$1,356/mo
Today · 4.125%
HK$45,595
baseline
▲ 0.50% · 4.625%
HK$48,370
+HK$2,775/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,190/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,731
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,011
−HK$1,299/mo
Today · 4.125%
HK$50,310
baseline
▲ 0.50% · 4.625%
HK$52,962
+HK$2,652/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,620/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$587,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,056
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,613
−HK$1,582/mo
Today · 4.125%
HK$53,195
baseline
▲ 0.50% · 4.625%
HK$56,431
+HK$3,236/mo
Deposit HK$4.70M · loan HK$10.98M · min. income ≈ HK$106,390/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,686
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,180
−HK$1,515/mo
Today · 4.125%
HK$58,695
baseline
▲ 0.50% · 4.625%
HK$61,789
+HK$3,094/mo
Deposit HK$4.70M · loan HK$10.98M · min. income ≈ HK$117,390/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$587,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,357
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,359
−HK$2,034/mo
Today · 4.125%
HK$68,393
baseline
▲ 0.50% · 4.625%
HK$72,555
+HK$4,162/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$136,786/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,597
−HK$3,868/mo
▼ 0.25% · 3.875%
HK$73,517
−HK$1,948/mo
Today · 4.125%
HK$75,465
baseline
▲ 0.50% · 4.625%
HK$79,443
+HK$3,978/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$150,930/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$587,994 · Scale 2, in force from 26 Feb 2026)