LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,756
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,869
−HK$1,130/mo
Today · 4.125%
HK$37,999
baseline
▲ 0.50% · 4.625%
HK$40,311
+HK$2,312/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$75,998/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,779
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,845
−HK$1,083/mo
Today · 4.125%
HK$41,928
baseline
▲ 0.50% · 4.625%
HK$44,138
+HK$2,210/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,856/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,908
−HK$2,690/mo
▼ 0.25% · 3.875%
HK$44,242
−HK$1,356/mo
Today · 4.125%
HK$45,598
baseline
▲ 0.50% · 4.625%
HK$48,373
+HK$2,775/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,196/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,734
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,014
−HK$1,299/mo
Today · 4.125%
HK$50,313
baseline
▲ 0.50% · 4.625%
HK$52,965
+HK$2,652/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,626/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,059
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,616
−HK$1,582/mo
Today · 4.125%
HK$53,198
baseline
▲ 0.50% · 4.625%
HK$56,435
+HK$3,237/mo
Deposit HK$4.70M · loan HK$10.98M · min. income ≈ HK$106,396/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,690
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,184
−HK$1,515/mo
Today · 4.125%
HK$58,699
baseline
▲ 0.50% · 4.625%
HK$61,793
+HK$3,094/mo
Deposit HK$4.70M · loan HK$10.98M · min. income ≈ HK$117,398/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,361
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,363
−HK$2,034/mo
Today · 4.125%
HK$68,397
baseline
▲ 0.50% · 4.625%
HK$72,559
+HK$4,162/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$136,794/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,032 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,601
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,522
−HK$1,948/mo
Today · 4.125%
HK$75,470
baseline
▲ 0.50% · 4.625%
HK$79,448
+HK$3,978/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$150,940/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,032 · Scale 2, in force from 26 Feb 2026)