LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,759
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,871
−HK$1,130/mo
Today · 4.125%
HK$38,001
baseline
▲ 0.50% · 4.625%
HK$40,314
+HK$2,313/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$76,002/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,782
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,849
−HK$1,082/mo
Today · 4.125%
HK$41,931
baseline
▲ 0.50% · 4.625%
HK$44,141
+HK$2,210/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,862/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,911
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,246
−HK$1,356/mo
Today · 4.125%
HK$45,602
baseline
▲ 0.50% · 4.625%
HK$48,377
+HK$2,775/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,204/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,738
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,018
−HK$1,299/mo
Today · 4.125%
HK$50,317
baseline
▲ 0.50% · 4.625%
HK$52,969
+HK$2,652/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,634/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,063
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,620
−HK$1,582/mo
Today · 4.125%
HK$53,202
baseline
▲ 0.50% · 4.625%
HK$56,439
+HK$3,237/mo
Deposit HK$4.70M · loan HK$10.98M · min. income ≈ HK$106,404/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,694
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,188
−HK$1,515/mo
Today · 4.125%
HK$58,703
baseline
▲ 0.50% · 4.625%
HK$61,798
+HK$3,095/mo
Deposit HK$4.70M · loan HK$10.98M · min. income ≈ HK$117,406/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,366
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,369
−HK$2,034/mo
Today · 4.125%
HK$68,403
baseline
▲ 0.50% · 4.625%
HK$72,565
+HK$4,162/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$136,806/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,607
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,527
−HK$1,949/mo
Today · 4.125%
HK$75,476
baseline
▲ 0.50% · 4.625%
HK$79,454
+HK$3,978/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$150,952/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,077 · Scale 2, in force from 26 Feb 2026)