LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,760
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,873
−HK$1,130/mo
Today · 4.125%
HK$38,003
baseline
▲ 0.50% · 4.625%
HK$40,315
+HK$2,312/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$76,006/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,783
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,850
−HK$1,082/mo
Today · 4.125%
HK$41,932
baseline
▲ 0.50% · 4.625%
HK$44,143
+HK$2,211/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,864/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,912
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,247
−HK$1,356/mo
Today · 4.125%
HK$45,603
baseline
▲ 0.50% · 4.625%
HK$48,378
+HK$2,775/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,206/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,740
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,020
−HK$1,299/mo
Today · 4.125%
HK$50,319
baseline
▲ 0.50% · 4.625%
HK$52,971
+HK$2,652/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,638/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,064
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,622
−HK$1,582/mo
Today · 4.125%
HK$53,204
baseline
▲ 0.50% · 4.625%
HK$56,441
+HK$3,237/mo
Deposit HK$4.70M · loan HK$10.98M · min. income ≈ HK$106,408/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,696
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,190
−HK$1,515/mo
Today · 4.125%
HK$58,705
baseline
▲ 0.50% · 4.625%
HK$61,800
+HK$3,095/mo
Deposit HK$4.70M · loan HK$10.98M · min. income ≈ HK$117,410/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,369
−HK$4,036/mo
▼ 0.25% · 3.875%
HK$66,371
−HK$2,034/mo
Today · 4.125%
HK$68,405
baseline
▲ 0.50% · 4.625%
HK$72,567
+HK$4,162/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$136,810/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,098 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,609
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,530
−HK$1,948/mo
Today · 4.125%
HK$75,478
baseline
▲ 0.50% · 4.625%
HK$79,457
+HK$3,979/mo
Deposit HK$1.57M · loan HK$14.11M · min. income ≈ HK$150,956/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,098 · Scale 2, in force from 26 Feb 2026)