LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,763
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,876
−HK$1,130/mo
Today · 4.125%
HK$38,006
baseline
▲ 0.50% · 4.625%
HK$40,318
+HK$2,312/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$76,012/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,786
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,853
−HK$1,083/mo
Today · 4.125%
HK$41,936
baseline
▲ 0.50% · 4.625%
HK$44,146
+HK$2,210/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,872/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,916
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,251
−HK$1,356/mo
Today · 4.125%
HK$45,607
baseline
▲ 0.50% · 4.625%
HK$48,382
+HK$2,775/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,214/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,743
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,024
−HK$1,299/mo
Today · 4.125%
HK$50,323
baseline
▲ 0.50% · 4.625%
HK$52,975
+HK$2,652/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,646/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,068
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,626
−HK$1,582/mo
Today · 4.125%
HK$53,208
baseline
▲ 0.50% · 4.625%
HK$56,446
+HK$3,238/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,416/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,701
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,195
−HK$1,515/mo
Today · 4.125%
HK$58,710
baseline
▲ 0.50% · 4.625%
HK$61,805
+HK$3,095/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,420/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,374
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,376
−HK$2,035/mo
Today · 4.125%
HK$68,411
baseline
▲ 0.50% · 4.625%
HK$72,573
+HK$4,162/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,822/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,145 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,615
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,536
−HK$1,948/mo
Today · 4.125%
HK$75,484
baseline
▲ 0.50% · 4.625%
HK$79,463
+HK$3,979/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$150,968/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,145 · Scale 2, in force from 26 Feb 2026)