LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,765
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,877
−HK$1,130/mo
Today · 4.125%
HK$38,007
baseline
▲ 0.50% · 4.625%
HK$40,320
+HK$2,313/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$76,014/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,788
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,855
−HK$1,082/mo
Today · 4.125%
HK$41,937
baseline
▲ 0.50% · 4.625%
HK$44,148
+HK$2,211/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,874/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,918
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,253
−HK$1,356/mo
Today · 4.125%
HK$45,609
baseline
▲ 0.50% · 4.625%
HK$48,384
+HK$2,775/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,218/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,745
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,026
−HK$1,299/mo
Today · 4.125%
HK$50,325
baseline
▲ 0.50% · 4.625%
HK$52,978
+HK$2,653/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,650/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,070
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,628
−HK$1,582/mo
Today · 4.125%
HK$53,210
baseline
▲ 0.50% · 4.625%
HK$56,448
+HK$3,238/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,420/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,703
−HK$3,009/mo
▼ 0.25% · 3.875%
HK$57,197
−HK$1,515/mo
Today · 4.125%
HK$58,712
baseline
▲ 0.50% · 4.625%
HK$61,807
+HK$3,095/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,424/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,376
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,379
−HK$2,034/mo
Today · 4.125%
HK$68,413
baseline
▲ 0.50% · 4.625%
HK$72,576
+HK$4,163/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,826/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,168 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,618
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,539
−HK$1,948/mo
Today · 4.125%
HK$75,487
baseline
▲ 0.50% · 4.625%
HK$79,466
+HK$3,979/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$150,974/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,168 · Scale 2, in force from 26 Feb 2026)