LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,765
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,878
−HK$1,130/mo
Today · 4.125%
HK$38,008
baseline
▲ 0.50% · 4.625%
HK$40,321
+HK$2,313/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$76,016/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,789
−HK$2,149/mo
▼ 0.25% · 3.875%
HK$40,856
−HK$1,082/mo
Today · 4.125%
HK$41,938
baseline
▲ 0.50% · 4.625%
HK$44,149
+HK$2,211/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,876/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,918
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,253
−HK$1,357/mo
Today · 4.125%
HK$45,610
baseline
▲ 0.50% · 4.625%
HK$48,385
+HK$2,775/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,220/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,746
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,027
−HK$1,299/mo
Today · 4.125%
HK$50,326
baseline
▲ 0.50% · 4.625%
HK$52,979
+HK$2,653/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,652/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,072
−HK$3,139/mo
▼ 0.25% · 3.875%
HK$51,629
−HK$1,582/mo
Today · 4.125%
HK$53,211
baseline
▲ 0.50% · 4.625%
HK$56,449
+HK$3,238/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,422/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,704
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,198
−HK$1,516/mo
Today · 4.125%
HK$58,714
baseline
▲ 0.50% · 4.625%
HK$61,808
+HK$3,094/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,428/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,378
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,380
−HK$2,035/mo
Today · 4.125%
HK$68,415
baseline
▲ 0.50% · 4.625%
HK$72,578
+HK$4,163/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,830/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,620
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,540
−HK$1,949/mo
Today · 4.125%
HK$75,489
baseline
▲ 0.50% · 4.625%
HK$79,468
+HK$3,979/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$150,978/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,181 · Scale 2, in force from 26 Feb 2026)