LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,766
−HK$2,242/mo
▼ 0.25% · 3.875%
HK$36,878
−HK$1,130/mo
Today · 4.125%
HK$38,008
baseline
▲ 0.50% · 4.625%
HK$40,321
+HK$2,313/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$76,016/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,789
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,856
−HK$1,083/mo
Today · 4.125%
HK$41,939
baseline
▲ 0.50% · 4.625%
HK$44,149
+HK$2,210/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,878/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,919
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,254
−HK$1,356/mo
Today · 4.125%
HK$45,610
baseline
▲ 0.50% · 4.625%
HK$48,385
+HK$2,775/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,220/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,747
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,027
−HK$1,299/mo
Today · 4.125%
HK$50,326
baseline
▲ 0.50% · 4.625%
HK$52,979
+HK$2,653/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,652/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,072
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,629
−HK$1,583/mo
Today · 4.125%
HK$53,212
baseline
▲ 0.50% · 4.625%
HK$56,450
+HK$3,238/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,424/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,704
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,198
−HK$1,516/mo
Today · 4.125%
HK$58,714
baseline
▲ 0.50% · 4.625%
HK$61,809
+HK$3,095/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,428/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,378
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,381
−HK$2,034/mo
Today · 4.125%
HK$68,415
baseline
▲ 0.50% · 4.625%
HK$72,578
+HK$4,163/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,830/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,185 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,620
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,541
−HK$1,948/mo
Today · 4.125%
HK$75,489
baseline
▲ 0.50% · 4.625%
HK$79,469
+HK$3,980/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$150,978/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,185 · Scale 2, in force from 26 Feb 2026)