LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,766
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,879
−HK$1,130/mo
Today · 4.125%
HK$38,009
baseline
▲ 0.50% · 4.625%
HK$40,322
+HK$2,313/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$76,018/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,789
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,857
−HK$1,082/mo
Today · 4.125%
HK$41,939
baseline
▲ 0.50% · 4.625%
HK$44,150
+HK$2,211/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,878/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,919
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,254
−HK$1,357/mo
Today · 4.125%
HK$45,611
baseline
▲ 0.50% · 4.625%
HK$48,386
+HK$2,775/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,222/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,747
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,028
−HK$1,299/mo
Today · 4.125%
HK$50,327
baseline
▲ 0.50% · 4.625%
HK$52,980
+HK$2,653/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,654/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,072
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,630
−HK$1,582/mo
Today · 4.125%
HK$53,212
baseline
▲ 0.50% · 4.625%
HK$56,450
+HK$3,238/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,424/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,705
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,199
−HK$1,516/mo
Today · 4.125%
HK$58,715
baseline
▲ 0.50% · 4.625%
HK$61,810
+HK$3,095/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,430/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,379
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,381
−HK$2,035/mo
Today · 4.125%
HK$68,416
baseline
▲ 0.50% · 4.625%
HK$72,579
+HK$4,163/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,832/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,192 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,621
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,542
−HK$1,948/mo
Today · 4.125%
HK$75,490
baseline
▲ 0.50% · 4.625%
HK$79,470
+HK$3,980/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$150,980/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,192 · Scale 2, in force from 26 Feb 2026)