LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,767
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,879
−HK$1,131/mo
Today · 4.125%
HK$38,010
baseline
▲ 0.50% · 4.625%
HK$40,323
+HK$2,313/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$76,020/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,790
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,857
−HK$1,083/mo
Today · 4.125%
HK$41,940
baseline
▲ 0.50% · 4.625%
HK$44,151
+HK$2,211/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,880/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,920
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,255
−HK$1,357/mo
Today · 4.125%
HK$45,612
baseline
▲ 0.50% · 4.625%
HK$48,387
+HK$2,775/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,224/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,748
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,029
−HK$1,299/mo
Today · 4.125%
HK$50,328
baseline
▲ 0.50% · 4.625%
HK$52,981
+HK$2,653/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,656/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,074
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,631
−HK$1,583/mo
Today · 4.125%
HK$53,214
baseline
▲ 0.50% · 4.625%
HK$56,452
+HK$3,238/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,428/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,706
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,200
−HK$1,516/mo
Today · 4.125%
HK$58,716
baseline
▲ 0.50% · 4.625%
HK$61,811
+HK$3,095/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,432/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,380
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,383
−HK$2,035/mo
Today · 4.125%
HK$68,418
baseline
▲ 0.50% · 4.625%
HK$72,581
+HK$4,163/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,836/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,623
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,543
−HK$1,949/mo
Today · 4.125%
HK$75,492
baseline
▲ 0.50% · 4.625%
HK$79,471
+HK$3,979/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$150,984/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,205 · Scale 2, in force from 26 Feb 2026)