LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,767
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,880
−HK$1,130/mo
Today · 4.125%
HK$38,010
baseline
▲ 0.50% · 4.625%
HK$40,323
+HK$2,313/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$76,020/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,791
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,858
−HK$1,083/mo
Today · 4.125%
HK$41,941
baseline
▲ 0.50% · 4.625%
HK$44,151
+HK$2,210/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,882/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,921
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,256
−HK$1,356/mo
Today · 4.125%
HK$45,612
baseline
▲ 0.50% · 4.625%
HK$48,388
+HK$2,776/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,224/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,749
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,030
−HK$1,299/mo
Today · 4.125%
HK$50,329
baseline
▲ 0.50% · 4.625%
HK$52,982
+HK$2,653/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,658/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,074
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,632
−HK$1,583/mo
Today · 4.125%
HK$53,215
baseline
▲ 0.50% · 4.625%
HK$56,452
+HK$3,237/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,430/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,707
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,201
−HK$1,516/mo
Today · 4.125%
HK$58,717
baseline
▲ 0.50% · 4.625%
HK$61,812
+HK$3,095/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,434/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,381
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,384
−HK$2,035/mo
Today · 4.125%
HK$68,419
baseline
▲ 0.50% · 4.625%
HK$72,582
+HK$4,163/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,838/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,624
−HK$3,869/mo
▼ 0.25% · 3.875%
HK$73,545
−HK$1,948/mo
Today · 4.125%
HK$75,493
baseline
▲ 0.50% · 4.625%
HK$79,473
+HK$3,980/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$150,986/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,215 · Scale 2, in force from 26 Feb 2026)