LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,769
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,881
−HK$1,131/mo
Today · 4.125%
HK$38,012
baseline
▲ 0.50% · 4.625%
HK$40,325
+HK$2,313/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$76,024/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,792
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,860
−HK$1,082/mo
Today · 4.125%
HK$41,942
baseline
▲ 0.50% · 4.625%
HK$44,153
+HK$2,211/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,884/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,922
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,258
−HK$1,356/mo
Today · 4.125%
HK$45,614
baseline
▲ 0.50% · 4.625%
HK$48,390
+HK$2,776/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,228/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,751
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,031
−HK$1,300/mo
Today · 4.125%
HK$50,331
baseline
▲ 0.50% · 4.625%
HK$52,984
+HK$2,653/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,662/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,076
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,634
−HK$1,582/mo
Today · 4.125%
HK$53,216
baseline
▲ 0.50% · 4.625%
HK$56,454
+HK$3,238/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,432/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,709
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,203
−HK$1,516/mo
Today · 4.125%
HK$58,719
baseline
▲ 0.50% · 4.625%
HK$61,814
+HK$3,095/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,438/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,384
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,386
−HK$2,035/mo
Today · 4.125%
HK$68,421
baseline
▲ 0.50% · 4.625%
HK$72,584
+HK$4,163/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,842/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,626
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,547
−HK$1,949/mo
Today · 4.125%
HK$75,496
baseline
▲ 0.50% · 4.625%
HK$79,475
+HK$3,979/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$150,992/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,235 · Scale 2, in force from 26 Feb 2026)