LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,769
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,882
−HK$1,130/mo
Today · 4.125%
HK$38,012
baseline
▲ 0.50% · 4.625%
HK$40,325
+HK$2,313/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$76,024/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,793
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,860
−HK$1,083/mo
Today · 4.125%
HK$41,943
baseline
▲ 0.50% · 4.625%
HK$44,154
+HK$2,211/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,886/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,923
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,258
−HK$1,357/mo
Today · 4.125%
HK$45,615
baseline
▲ 0.50% · 4.625%
HK$48,390
+HK$2,775/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,230/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,752
−HK$2,579/mo
▼ 0.25% · 3.875%
HK$49,032
−HK$1,299/mo
Today · 4.125%
HK$50,331
baseline
▲ 0.50% · 4.625%
HK$52,984
+HK$2,653/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,662/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,077
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,635
−HK$1,582/mo
Today · 4.125%
HK$53,217
baseline
▲ 0.50% · 4.625%
HK$56,455
+HK$3,238/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,434/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,710
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,204
−HK$1,516/mo
Today · 4.125%
HK$58,720
baseline
▲ 0.50% · 4.625%
HK$61,815
+HK$3,095/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,440/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,385
−HK$4,037/mo
▼ 0.25% · 3.875%
HK$66,387
−HK$2,035/mo
Today · 4.125%
HK$68,422
baseline
▲ 0.50% · 4.625%
HK$72,586
+HK$4,164/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,844/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,245 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,627
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,548
−HK$1,949/mo
Today · 4.125%
HK$75,497
baseline
▲ 0.50% · 4.625%
HK$79,477
+HK$3,980/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$150,994/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,245 · Scale 2, in force from 26 Feb 2026)