LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,771
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,883
−HK$1,131/mo
Today · 4.125%
HK$38,014
baseline
▲ 0.50% · 4.625%
HK$40,327
+HK$2,313/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$76,028/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,794
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,862
−HK$1,082/mo
Today · 4.125%
HK$41,944
baseline
▲ 0.50% · 4.625%
HK$44,155
+HK$2,211/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,888/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,925
−HK$2,691/mo
▼ 0.25% · 3.875%
HK$44,260
−HK$1,356/mo
Today · 4.125%
HK$45,616
baseline
▲ 0.50% · 4.625%
HK$48,392
+HK$2,776/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,232/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,753
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,034
−HK$1,299/mo
Today · 4.125%
HK$50,333
baseline
▲ 0.50% · 4.625%
HK$52,986
+HK$2,653/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,666/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,079
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,637
−HK$1,582/mo
Today · 4.125%
HK$53,219
baseline
▲ 0.50% · 4.625%
HK$56,457
+HK$3,238/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,438/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,712
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,206
−HK$1,516/mo
Today · 4.125%
HK$58,722
baseline
▲ 0.50% · 4.625%
HK$61,817
+HK$3,095/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,444/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,387
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,390
−HK$2,035/mo
Today · 4.125%
HK$68,425
baseline
▲ 0.50% · 4.625%
HK$72,588
+HK$4,163/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,850/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,630
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,551
−HK$1,949/mo
Today · 4.125%
HK$75,500
baseline
▲ 0.50% · 4.625%
HK$79,480
+HK$3,980/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$151,000/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,266 · Scale 2, in force from 26 Feb 2026)