LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,771
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,884
−HK$1,130/mo
Today · 4.125%
HK$38,014
baseline
▲ 0.50% · 4.625%
HK$40,327
+HK$2,313/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$76,028/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,795
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,862
−HK$1,083/mo
Today · 4.125%
HK$41,945
baseline
▲ 0.50% · 4.625%
HK$44,156
+HK$2,211/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,890/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,925
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,260
−HK$1,357/mo
Today · 4.125%
HK$45,617
baseline
▲ 0.50% · 4.625%
HK$48,393
+HK$2,776/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$91,234/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,754
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,035
−HK$1,299/mo
Today · 4.125%
HK$50,334
baseline
▲ 0.50% · 4.625%
HK$52,987
+HK$2,653/mo
Deposit HK$6.27M · loan HK$9.41M · min. income ≈ HK$100,668/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,079
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,637
−HK$1,583/mo
Today · 4.125%
HK$53,220
baseline
▲ 0.50% · 4.625%
HK$56,458
+HK$3,238/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,440/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,713
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,207
−HK$1,516/mo
Today · 4.125%
HK$58,723
baseline
▲ 0.50% · 4.625%
HK$61,818
+HK$3,095/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,446/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,388
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,391
−HK$2,035/mo
Today · 4.125%
HK$68,426
baseline
▲ 0.50% · 4.625%
HK$72,589
+HK$4,163/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,852/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,274 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,631
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,552
−HK$1,949/mo
Today · 4.125%
HK$75,501
baseline
▲ 0.50% · 4.625%
HK$79,481
+HK$3,980/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$151,002/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,274 · Scale 2, in force from 26 Feb 2026)