LTV · monthly repayment
▼ 0.50% · 3.625%
HK$357,720
−HK$22,433/mo
▼ 0.25% · 3.875%
HK$368,847
−HK$11,306/mo
Today · 4.125%
HK$380,153
baseline
▲ 0.50% · 4.625%
HK$403,284
+HK$23,131/mo
Deposit HK$78.44M · loan HK$78.44M · min. income ≈ HK$760,306/mo (50% DSR)
Upfront cash ≈ HK$88.64M (deposit + AVD stamp duty HK$10,197,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$397,960
−HK$21,501/mo
▼ 0.25% · 3.875%
HK$408,633
−HK$10,828/mo
Today · 4.125%
HK$419,461
baseline
▲ 0.50% · 4.625%
HK$441,571
+HK$22,110/mo
Deposit HK$78.44M · loan HK$78.44M · min. income ≈ HK$838,922/mo (50% DSR)
Upfront cash ≈ HK$88.64M (deposit + AVD stamp duty HK$10,197,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$429,264
−HK$26,919/mo
▼ 0.25% · 3.875%
HK$442,617
−HK$13,566/mo
Today · 4.125%
HK$456,183
baseline
▲ 0.50% · 4.625%
HK$483,941
+HK$27,758/mo
Deposit HK$62.75M · loan HK$94.13M · min. income ≈ HK$912,366/mo (50% DSR)
Upfront cash ≈ HK$72.95M (deposit + AVD stamp duty HK$10,197,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$477,552
−HK$25,801/mo
▼ 0.25% · 3.875%
HK$490,360
−HK$12,993/mo
Today · 4.125%
HK$503,353
baseline
▲ 0.50% · 4.625%
HK$529,885
+HK$26,532/mo
Deposit HK$62.75M · loan HK$94.13M · min. income ≈ HK$1,006,706/mo (50% DSR)
Upfront cash ≈ HK$72.95M (deposit + AVD stamp duty HK$10,197,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$500,808
−HK$31,406/mo
▼ 0.25% · 3.875%
HK$516,386
−HK$15,828/mo
Today · 4.125%
HK$532,214
baseline
▲ 0.50% · 4.625%
HK$564,597
+HK$32,383/mo
Deposit HK$47.06M · loan HK$109.81M · min. income ≈ HK$1,064,428/mo (50% DSR)
Upfront cash ≈ HK$57.26M (deposit + AVD stamp duty HK$10,197,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$557,144
−HK$30,101/mo
▼ 0.25% · 3.875%
HK$572,087
−HK$15,158/mo
Today · 4.125%
HK$587,245
baseline
▲ 0.50% · 4.625%
HK$618,200
+HK$30,955/mo
Deposit HK$47.06M · loan HK$109.81M · min. income ≈ HK$1,174,490/mo (50% DSR)
Upfront cash ≈ HK$57.26M (deposit + AVD stamp duty HK$10,197,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$643,897
−HK$40,378/mo
▼ 0.25% · 3.875%
HK$663,925
−HK$20,350/mo
Today · 4.125%
HK$684,275
baseline
▲ 0.50% · 4.625%
HK$725,911
+HK$41,636/mo
Deposit HK$15.69M · loan HK$141.19M · min. income ≈ HK$1,368,550/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$10,197,020 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$716,328
−HK$38,701/mo
▼ 0.25% · 3.875%
HK$735,540
−HK$19,489/mo
Today · 4.125%
HK$755,029
baseline
▲ 0.50% · 4.625%
HK$794,828
+HK$39,799/mo
Deposit HK$15.69M · loan HK$141.19M · min. income ≈ HK$1,510,058/mo (50% DSR)
Upfront cash ≈ HK$25.88M (deposit + AVD stamp duty HK$10,197,020 · Scale 2, in force from 26 Feb 2026)