LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,774
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,887
−HK$1,130/mo
Today · 4.125%
HK$38,017
baseline
▲ 0.50% · 4.625%
HK$40,331
+HK$2,314/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$76,034/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,798
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,866
−HK$1,082/mo
Today · 4.125%
HK$41,948
baseline
▲ 0.50% · 4.625%
HK$44,160
+HK$2,212/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,896/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,929
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,264
−HK$1,357/mo
Today · 4.125%
HK$45,621
baseline
▲ 0.50% · 4.625%
HK$48,397
+HK$2,776/mo
Deposit HK$6.28M · loan HK$9.41M · min. income ≈ HK$91,242/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,758
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,039
−HK$1,299/mo
Today · 4.125%
HK$50,338
baseline
▲ 0.50% · 4.625%
HK$52,991
+HK$2,653/mo
Deposit HK$6.28M · loan HK$9.41M · min. income ≈ HK$100,676/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,084
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,641
−HK$1,583/mo
Today · 4.125%
HK$53,224
baseline
▲ 0.50% · 4.625%
HK$56,463
+HK$3,239/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,448/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,717
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,212
−HK$1,516/mo
Today · 4.125%
HK$58,728
baseline
▲ 0.50% · 4.625%
HK$61,823
+HK$3,095/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,456/mo (50% DSR)
Upfront cash ≈ HK$5.29M (deposit + AVD stamp duty HK$588,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,393
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,396
−HK$2,035/mo
Today · 4.125%
HK$68,431
baseline
▲ 0.50% · 4.625%
HK$72,595
+HK$4,164/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,862/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,322 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,637
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,558
−HK$1,949/mo
Today · 4.125%
HK$75,507
baseline
▲ 0.50% · 4.625%
HK$79,487
+HK$3,980/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$151,014/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,322 · Scale 2, in force from 26 Feb 2026)