LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,776
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,889
−HK$1,131/mo
Today · 4.125%
HK$38,020
baseline
▲ 0.50% · 4.625%
HK$40,333
+HK$2,313/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$76,040/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,801
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,868
−HK$1,083/mo
Today · 4.125%
HK$41,951
baseline
▲ 0.50% · 4.625%
HK$44,162
+HK$2,211/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,902/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,931
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,267
−HK$1,356/mo
Today · 4.125%
HK$45,623
baseline
▲ 0.50% · 4.625%
HK$48,400
+HK$2,777/mo
Deposit HK$6.28M · loan HK$9.41M · min. income ≈ HK$91,246/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,761
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,042
−HK$1,299/mo
Today · 4.125%
HK$50,341
baseline
▲ 0.50% · 4.625%
HK$52,995
+HK$2,654/mo
Deposit HK$6.28M · loan HK$9.41M · min. income ≈ HK$100,682/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,087
−HK$3,140/mo
▼ 0.25% · 3.875%
HK$51,645
−HK$1,582/mo
Today · 4.125%
HK$53,227
baseline
▲ 0.50% · 4.625%
HK$56,466
+HK$3,239/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,454/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,721
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,215
−HK$1,516/mo
Today · 4.125%
HK$58,731
baseline
▲ 0.50% · 4.625%
HK$61,827
+HK$3,096/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,462/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,397
−HK$4,038/mo
▼ 0.25% · 3.875%
HK$66,400
−HK$2,035/mo
Today · 4.125%
HK$68,435
baseline
▲ 0.50% · 4.625%
HK$72,599
+HK$4,164/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,870/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,357 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,641
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,562
−HK$1,950/mo
Today · 4.125%
HK$75,512
baseline
▲ 0.50% · 4.625%
HK$79,492
+HK$3,980/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$151,024/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,357 · Scale 2, in force from 26 Feb 2026)