LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,777
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,890
−HK$1,130/mo
Today · 4.125%
HK$38,020
baseline
▲ 0.50% · 4.625%
HK$40,334
+HK$2,314/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$76,040/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,801
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,869
−HK$1,083/mo
Today · 4.125%
HK$41,952
baseline
▲ 0.50% · 4.625%
HK$44,163
+HK$2,211/mo
Deposit HK$7.84M · loan HK$7.84M · min. income ≈ HK$83,904/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,932
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,268
−HK$1,357/mo
Today · 4.125%
HK$45,625
baseline
▲ 0.50% · 4.625%
HK$48,401
+HK$2,776/mo
Deposit HK$6.28M · loan HK$9.41M · min. income ≈ HK$91,250/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,762
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,043
−HK$1,299/mo
Today · 4.125%
HK$50,342
baseline
▲ 0.50% · 4.625%
HK$52,996
+HK$2,654/mo
Deposit HK$6.28M · loan HK$9.41M · min. income ≈ HK$100,684/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,088
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,646
−HK$1,583/mo
Today · 4.125%
HK$53,229
baseline
▲ 0.50% · 4.625%
HK$56,467
+HK$3,238/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,458/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,722
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,216
−HK$1,517/mo
Today · 4.125%
HK$58,733
baseline
▲ 0.50% · 4.625%
HK$61,828
+HK$3,095/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,466/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,398
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,402
−HK$2,035/mo
Today · 4.125%
HK$68,437
baseline
▲ 0.50% · 4.625%
HK$72,601
+HK$4,164/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,874/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,643
−HK$3,870/mo
▼ 0.25% · 3.875%
HK$73,564
−HK$1,949/mo
Today · 4.125%
HK$75,513
baseline
▲ 0.50% · 4.625%
HK$79,494
+HK$3,981/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$151,026/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,370 · Scale 2, in force from 26 Feb 2026)