LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,779
−HK$2,243/mo
▼ 0.25% · 3.875%
HK$36,891
−HK$1,131/mo
Today · 4.125%
HK$38,022
baseline
▲ 0.50% · 4.625%
HK$40,336
+HK$2,314/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,044/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,803
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,871
−HK$1,083/mo
Today · 4.125%
HK$41,954
baseline
▲ 0.50% · 4.625%
HK$44,165
+HK$2,211/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,908/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,934
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,270
−HK$1,357/mo
Today · 4.125%
HK$45,627
baseline
▲ 0.50% · 4.625%
HK$48,403
+HK$2,776/mo
Deposit HK$6.28M · loan HK$9.41M · min. income ≈ HK$91,254/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,764
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,045
−HK$1,299/mo
Today · 4.125%
HK$50,344
baseline
▲ 0.50% · 4.625%
HK$52,998
+HK$2,654/mo
Deposit HK$6.28M · loan HK$9.41M · min. income ≈ HK$100,688/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,090
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,648
−HK$1,583/mo
Today · 4.125%
HK$53,231
baseline
▲ 0.50% · 4.625%
HK$56,470
+HK$3,239/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,462/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,725
−HK$3,010/mo
▼ 0.25% · 3.875%
HK$57,219
−HK$1,516/mo
Today · 4.125%
HK$58,735
baseline
▲ 0.50% · 4.625%
HK$61,831
+HK$3,096/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,470/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,401
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,405
−HK$2,035/mo
Today · 4.125%
HK$68,440
baseline
▲ 0.50% · 4.625%
HK$72,604
+HK$4,164/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,880/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,397 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,646
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,567
−HK$1,950/mo
Today · 4.125%
HK$75,517
baseline
▲ 0.50% · 4.625%
HK$79,497
+HK$3,980/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$151,034/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,397 · Scale 2, in force from 26 Feb 2026)