LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,779
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,892
−HK$1,131/mo
Today · 4.125%
HK$38,023
baseline
▲ 0.50% · 4.625%
HK$40,336
+HK$2,313/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,046/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,804
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,871
−HK$1,083/mo
Today · 4.125%
HK$41,954
baseline
▲ 0.50% · 4.625%
HK$44,166
+HK$2,212/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,908/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,935
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,270
−HK$1,357/mo
Today · 4.125%
HK$45,627
baseline
▲ 0.50% · 4.625%
HK$48,404
+HK$2,777/mo
Deposit HK$6.28M · loan HK$9.41M · min. income ≈ HK$91,254/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,765
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,046
−HK$1,299/mo
Today · 4.125%
HK$50,345
baseline
▲ 0.50% · 4.625%
HK$52,999
+HK$2,654/mo
Deposit HK$6.28M · loan HK$9.41M · min. income ≈ HK$100,690/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,091
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,649
−HK$1,583/mo
Today · 4.125%
HK$53,232
baseline
▲ 0.50% · 4.625%
HK$56,471
+HK$3,239/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,464/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,725
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,220
−HK$1,516/mo
Today · 4.125%
HK$58,736
baseline
▲ 0.50% · 4.625%
HK$61,832
+HK$3,096/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,472/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,402
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,406
−HK$2,035/mo
Today · 4.125%
HK$68,441
baseline
▲ 0.50% · 4.625%
HK$72,605
+HK$4,164/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,882/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,407 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,647
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,569
−HK$1,949/mo
Today · 4.125%
HK$75,518
baseline
▲ 0.50% · 4.625%
HK$79,499
+HK$3,981/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$151,036/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,407 · Scale 2, in force from 26 Feb 2026)