LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,780
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,893
−HK$1,131/mo
Today · 4.125%
HK$38,024
baseline
▲ 0.50% · 4.625%
HK$40,337
+HK$2,313/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,048/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,805
−HK$2,150/mo
▼ 0.25% · 3.875%
HK$40,872
−HK$1,083/mo
Today · 4.125%
HK$41,955
baseline
▲ 0.50% · 4.625%
HK$44,167
+HK$2,212/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,910/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,936
−HK$2,692/mo
▼ 0.25% · 3.875%
HK$44,271
−HK$1,357/mo
Today · 4.125%
HK$45,628
baseline
▲ 0.50% · 4.625%
HK$48,405
+HK$2,777/mo
Deposit HK$6.28M · loan HK$9.41M · min. income ≈ HK$91,256/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,766
−HK$2,580/mo
▼ 0.25% · 3.875%
HK$49,047
−HK$1,299/mo
Today · 4.125%
HK$50,346
baseline
▲ 0.50% · 4.625%
HK$53,000
+HK$2,654/mo
Deposit HK$6.28M · loan HK$9.41M · min. income ≈ HK$100,692/mo (50% DSR)
Upfront cash ≈ HK$6.86M (deposit + AVD stamp duty HK$588,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,092
−HK$3,141/mo
▼ 0.25% · 3.875%
HK$51,650
−HK$1,583/mo
Today · 4.125%
HK$53,233
baseline
▲ 0.50% · 4.625%
HK$56,472
+HK$3,239/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,466/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,727
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,221
−HK$1,517/mo
Today · 4.125%
HK$58,738
baseline
▲ 0.50% · 4.625%
HK$61,834
+HK$3,096/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,476/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,404
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,407
−HK$2,036/mo
Today · 4.125%
HK$68,443
baseline
▲ 0.50% · 4.625%
HK$72,607
+HK$4,164/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,886/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,420 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,649
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,570
−HK$1,950/mo
Today · 4.125%
HK$75,520
baseline
▲ 0.50% · 4.625%
HK$79,500
+HK$3,980/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$151,040/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,420 · Scale 2, in force from 26 Feb 2026)