LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,784
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,897
−HK$1,131/mo
Today · 4.125%
HK$38,028
baseline
▲ 0.50% · 4.625%
HK$40,341
+HK$2,313/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,056/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,809
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,877
−HK$1,083/mo
Today · 4.125%
HK$41,960
baseline
▲ 0.50% · 4.625%
HK$44,171
+HK$2,211/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,920/mo (50% DSR)
Upfront cash ≈ HK$8.43M (deposit + AVD stamp duty HK$588,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,940
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,276
−HK$1,357/mo
Today · 4.125%
HK$45,633
baseline
▲ 0.50% · 4.625%
HK$48,410
+HK$2,777/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,266/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,771
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,052
−HK$1,300/mo
Today · 4.125%
HK$50,352
baseline
▲ 0.50% · 4.625%
HK$53,006
+HK$2,654/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,704/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,097
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,655
−HK$1,584/mo
Today · 4.125%
HK$53,239
baseline
▲ 0.50% · 4.625%
HK$56,478
+HK$3,239/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$106,478/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,732
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,227
−HK$1,516/mo
Today · 4.125%
HK$58,743
baseline
▲ 0.50% · 4.625%
HK$61,840
+HK$3,097/mo
Deposit HK$4.71M · loan HK$10.98M · min. income ≈ HK$117,486/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,410
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,414
−HK$2,036/mo
Today · 4.125%
HK$68,450
baseline
▲ 0.50% · 4.625%
HK$72,615
+HK$4,165/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,900/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,480 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,656
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,578
−HK$1,949/mo
Today · 4.125%
HK$75,527
baseline
▲ 0.50% · 4.625%
HK$79,508
+HK$3,981/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$151,054/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,480 · Scale 2, in force from 26 Feb 2026)