LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,785
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,898
−HK$1,131/mo
Today · 4.125%
HK$38,029
baseline
▲ 0.50% · 4.625%
HK$40,343
+HK$2,314/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,058/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,810
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,878
−HK$1,083/mo
Today · 4.125%
HK$41,961
baseline
▲ 0.50% · 4.625%
HK$44,173
+HK$2,212/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,922/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,941
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,277
−HK$1,357/mo
Today · 4.125%
HK$45,634
baseline
▲ 0.50% · 4.625%
HK$48,411
+HK$2,777/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,268/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,772
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,053
−HK$1,300/mo
Today · 4.125%
HK$50,353
baseline
▲ 0.50% · 4.625%
HK$53,007
+HK$2,654/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,706/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,098
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,657
−HK$1,583/mo
Today · 4.125%
HK$53,240
baseline
▲ 0.50% · 4.625%
HK$56,480
+HK$3,240/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,480/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,734
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,229
−HK$1,516/mo
Today · 4.125%
HK$58,745
baseline
▲ 0.50% · 4.625%
HK$61,842
+HK$3,097/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,490/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,412
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,416
−HK$2,035/mo
Today · 4.125%
HK$68,451
baseline
▲ 0.50% · 4.625%
HK$72,617
+HK$4,166/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,902/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,496 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,658
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,580
−HK$1,949/mo
Today · 4.125%
HK$75,529
baseline
▲ 0.50% · 4.625%
HK$79,511
+HK$3,982/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$151,058/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,496 · Scale 2, in force from 26 Feb 2026)