LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,786
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,899
−HK$1,131/mo
Today · 4.125%
HK$38,030
baseline
▲ 0.50% · 4.625%
HK$40,344
+HK$2,314/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,060/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,811
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,879
−HK$1,083/mo
Today · 4.125%
HK$41,962
baseline
▲ 0.50% · 4.625%
HK$44,174
+HK$2,212/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,924/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,943
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,279
−HK$1,357/mo
Today · 4.125%
HK$45,636
baseline
▲ 0.50% · 4.625%
HK$48,412
+HK$2,776/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,272/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,773
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,055
−HK$1,299/mo
Today · 4.125%
HK$50,354
baseline
▲ 0.50% · 4.625%
HK$53,009
+HK$2,655/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,708/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,100
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,658
−HK$1,584/mo
Today · 4.125%
HK$53,242
baseline
▲ 0.50% · 4.625%
HK$56,481
+HK$3,239/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,484/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,736
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,230
−HK$1,517/mo
Today · 4.125%
HK$58,747
baseline
▲ 0.50% · 4.625%
HK$61,843
+HK$3,096/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,494/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,414
−HK$4,039/mo
▼ 0.25% · 3.875%
HK$66,418
−HK$2,035/mo
Today · 4.125%
HK$68,453
baseline
▲ 0.50% · 4.625%
HK$72,619
+HK$4,166/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,906/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,660
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,582
−HK$1,950/mo
Today · 4.125%
HK$75,532
baseline
▲ 0.50% · 4.625%
HK$79,513
+HK$3,981/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$151,064/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,514 · Scale 2, in force from 26 Feb 2026)