LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,786
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,899
−HK$1,131/mo
Today · 4.125%
HK$38,030
baseline
▲ 0.50% · 4.625%
HK$40,344
+HK$2,314/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,060/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,812
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,880
−HK$1,083/mo
Today · 4.125%
HK$41,963
baseline
▲ 0.50% · 4.625%
HK$44,175
+HK$2,212/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,926/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,944
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,279
−HK$1,358/mo
Today · 4.125%
HK$45,637
baseline
▲ 0.50% · 4.625%
HK$48,413
+HK$2,776/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,274/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,774
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,056
−HK$1,299/mo
Today · 4.125%
HK$50,355
baseline
▲ 0.50% · 4.625%
HK$53,010
+HK$2,655/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,710/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,101
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,659
−HK$1,584/mo
Today · 4.125%
HK$53,243
baseline
▲ 0.50% · 4.625%
HK$56,482
+HK$3,239/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,486/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,737
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,232
−HK$1,516/mo
Today · 4.125%
HK$58,748
baseline
▲ 0.50% · 4.625%
HK$61,845
+HK$3,097/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,496/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,415
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,419
−HK$2,036/mo
Today · 4.125%
HK$68,455
baseline
▲ 0.50% · 4.625%
HK$72,620
+HK$4,165/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$136,910/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,525 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,661
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,583
−HK$1,950/mo
Today · 4.125%
HK$75,533
baseline
▲ 0.50% · 4.625%
HK$79,515
+HK$3,982/mo
Deposit HK$1.57M · loan HK$14.12M · min. income ≈ HK$151,066/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,525 · Scale 2, in force from 26 Feb 2026)