LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,787
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,901
−HK$1,131/mo
Today · 4.125%
HK$38,032
baseline
▲ 0.50% · 4.625%
HK$40,346
+HK$2,314/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,064/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,813
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,881
−HK$1,083/mo
Today · 4.125%
HK$41,964
baseline
▲ 0.50% · 4.625%
HK$44,176
+HK$2,212/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,928/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,945
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,281
−HK$1,357/mo
Today · 4.125%
HK$45,638
baseline
▲ 0.50% · 4.625%
HK$48,415
+HK$2,777/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,276/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,776
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,057
−HK$1,300/mo
Today · 4.125%
HK$50,357
baseline
▲ 0.50% · 4.625%
HK$53,011
+HK$2,654/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,714/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,102
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,661
−HK$1,583/mo
Today · 4.125%
HK$53,244
baseline
▲ 0.50% · 4.625%
HK$56,484
+HK$3,240/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,488/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,738
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,233
−HK$1,517/mo
Today · 4.125%
HK$58,750
baseline
▲ 0.50% · 4.625%
HK$61,847
+HK$3,097/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,500/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,417
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,421
−HK$2,036/mo
Today · 4.125%
HK$68,457
baseline
▲ 0.50% · 4.625%
HK$72,622
+HK$4,165/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$136,914/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,543 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,664
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,586
−HK$1,949/mo
Today · 4.125%
HK$75,535
baseline
▲ 0.50% · 4.625%
HK$79,517
+HK$3,982/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$151,070/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,543 · Scale 2, in force from 26 Feb 2026)