LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,788
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,901
−HK$1,131/mo
Today · 4.125%
HK$38,032
baseline
▲ 0.50% · 4.625%
HK$40,346
+HK$2,314/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,064/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,814
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,881
−HK$1,084/mo
Today · 4.125%
HK$41,965
baseline
▲ 0.50% · 4.625%
HK$44,177
+HK$2,212/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,930/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,946
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,281
−HK$1,358/mo
Today · 4.125%
HK$45,639
baseline
▲ 0.50% · 4.625%
HK$48,416
+HK$2,777/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,278/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,776
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,058
−HK$1,300/mo
Today · 4.125%
HK$50,358
baseline
▲ 0.50% · 4.625%
HK$53,012
+HK$2,654/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,716/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,103
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,662
−HK$1,583/mo
Today · 4.125%
HK$53,245
baseline
▲ 0.50% · 4.625%
HK$56,485
+HK$3,240/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,490/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,739
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,234
−HK$1,517/mo
Today · 4.125%
HK$58,751
baseline
▲ 0.50% · 4.625%
HK$61,847
+HK$3,096/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,502/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,418
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,422
−HK$2,036/mo
Today · 4.125%
HK$68,458
baseline
▲ 0.50% · 4.625%
HK$72,623
+HK$4,165/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$136,916/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,665
−HK$3,871/mo
▼ 0.25% · 3.875%
HK$73,587
−HK$1,949/mo
Today · 4.125%
HK$75,536
baseline
▲ 0.50% · 4.625%
HK$79,518
+HK$3,982/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$151,072/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,552 · Scale 2, in force from 26 Feb 2026)