LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,790
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,903
−HK$1,131/mo
Today · 4.125%
HK$38,034
baseline
▲ 0.50% · 4.625%
HK$40,349
+HK$2,315/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,068/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,816
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,884
−HK$1,083/mo
Today · 4.125%
HK$41,967
baseline
▲ 0.50% · 4.625%
HK$44,179
+HK$2,212/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,934/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,948
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,284
−HK$1,357/mo
Today · 4.125%
HK$45,641
baseline
▲ 0.50% · 4.625%
HK$48,418
+HK$2,777/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,282/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,779
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,061
−HK$1,300/mo
Today · 4.125%
HK$50,361
baseline
▲ 0.50% · 4.625%
HK$53,015
+HK$2,654/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,722/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,106
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,665
−HK$1,583/mo
Today · 4.125%
HK$53,248
baseline
▲ 0.50% · 4.625%
HK$56,488
+HK$3,240/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,496/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,742
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,237
−HK$1,517/mo
Today · 4.125%
HK$58,754
baseline
▲ 0.50% · 4.625%
HK$61,851
+HK$3,097/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,508/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,422
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,426
−HK$2,036/mo
Today · 4.125%
HK$68,462
baseline
▲ 0.50% · 4.625%
HK$72,628
+HK$4,166/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$136,924/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,669
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,591
−HK$1,950/mo
Today · 4.125%
HK$75,541
baseline
▲ 0.50% · 4.625%
HK$79,523
+HK$3,982/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$151,082/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,585 · Scale 2, in force from 26 Feb 2026)