LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,792
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,906
−HK$1,131/mo
Today · 4.125%
HK$38,037
baseline
▲ 0.50% · 4.625%
HK$40,351
+HK$2,314/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,074/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,819
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,887
−HK$1,083/mo
Today · 4.125%
HK$41,970
baseline
▲ 0.50% · 4.625%
HK$44,182
+HK$2,212/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,940/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,951
−HK$2,693/mo
▼ 0.25% · 3.875%
HK$44,287
−HK$1,357/mo
Today · 4.125%
HK$45,644
baseline
▲ 0.50% · 4.625%
HK$48,422
+HK$2,778/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,288/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,782
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,064
−HK$1,300/mo
Today · 4.125%
HK$50,364
baseline
▲ 0.50% · 4.625%
HK$53,019
+HK$2,655/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,728/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,109
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,668
−HK$1,584/mo
Today · 4.125%
HK$53,252
baseline
▲ 0.50% · 4.625%
HK$56,492
+HK$3,240/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,504/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,746
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,241
−HK$1,517/mo
Today · 4.125%
HK$58,758
baseline
▲ 0.50% · 4.625%
HK$61,855
+HK$3,097/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,516/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,426
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,430
−HK$2,036/mo
Today · 4.125%
HK$68,466
baseline
▲ 0.50% · 4.625%
HK$72,632
+HK$4,166/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$136,932/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,674
−HK$3,872/mo
▼ 0.25% · 3.875%
HK$73,596
−HK$1,950/mo
Today · 4.125%
HK$75,546
baseline
▲ 0.50% · 4.625%
HK$79,528
+HK$3,982/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$151,092/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,625 · Scale 2, in force from 26 Feb 2026)