LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,793
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,906
−HK$1,131/mo
Today · 4.125%
HK$38,037
baseline
▲ 0.50% · 4.625%
HK$40,352
+HK$2,315/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,074/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,819
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,887
−HK$1,083/mo
Today · 4.125%
HK$41,970
baseline
▲ 0.50% · 4.625%
HK$44,183
+HK$2,213/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,940/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,951
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,287
−HK$1,358/mo
Today · 4.125%
HK$45,645
baseline
▲ 0.50% · 4.625%
HK$48,422
+HK$2,777/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,290/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,783
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,064
−HK$1,300/mo
Today · 4.125%
HK$50,364
baseline
▲ 0.50% · 4.625%
HK$53,019
+HK$2,655/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,728/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,110
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,668
−HK$1,584/mo
Today · 4.125%
HK$53,252
baseline
▲ 0.50% · 4.625%
HK$56,492
+HK$3,240/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,504/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,747
−HK$3,011/mo
▼ 0.25% · 3.875%
HK$57,242
−HK$1,516/mo
Today · 4.125%
HK$58,758
baseline
▲ 0.50% · 4.625%
HK$61,856
+HK$3,098/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,516/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,427
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,431
−HK$2,036/mo
Today · 4.125%
HK$68,467
baseline
▲ 0.50% · 4.625%
HK$72,633
+HK$4,166/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$136,934/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,629 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,674
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,596
−HK$1,951/mo
Today · 4.125%
HK$75,547
baseline
▲ 0.50% · 4.625%
HK$79,529
+HK$3,982/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$151,094/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,629 · Scale 2, in force from 26 Feb 2026)