LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,796
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,910
−HK$1,131/mo
Today · 4.125%
HK$38,041
baseline
▲ 0.50% · 4.625%
HK$40,356
+HK$2,315/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,082/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,823
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,891
−HK$1,083/mo
Today · 4.125%
HK$41,974
baseline
▲ 0.50% · 4.625%
HK$44,187
+HK$2,213/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,948/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,955
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,292
−HK$1,357/mo
Today · 4.125%
HK$45,649
baseline
▲ 0.50% · 4.625%
HK$48,427
+HK$2,778/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,298/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,788
−HK$2,581/mo
▼ 0.25% · 3.875%
HK$49,069
−HK$1,300/mo
Today · 4.125%
HK$50,369
baseline
▲ 0.50% · 4.625%
HK$53,024
+HK$2,655/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,738/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,115
−HK$3,142/mo
▼ 0.25% · 3.875%
HK$51,674
−HK$1,583/mo
Today · 4.125%
HK$53,257
baseline
▲ 0.50% · 4.625%
HK$56,498
+HK$3,241/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,514/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,752
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,247
−HK$1,517/mo
Today · 4.125%
HK$58,764
baseline
▲ 0.50% · 4.625%
HK$61,862
+HK$3,098/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,528/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,433
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,437
−HK$2,037/mo
Today · 4.125%
HK$68,474
baseline
▲ 0.50% · 4.625%
HK$72,640
+HK$4,166/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$136,948/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,681
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,604
−HK$1,950/mo
Today · 4.125%
HK$75,554
baseline
▲ 0.50% · 4.625%
HK$79,537
+HK$3,983/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$151,108/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,688 · Scale 2, in force from 26 Feb 2026)