LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,797
−HK$2,244/mo
▼ 0.25% · 3.875%
HK$36,910
−HK$1,131/mo
Today · 4.125%
HK$38,041
baseline
▲ 0.50% · 4.625%
HK$40,356
+HK$2,315/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,082/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,823
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,891
−HK$1,084/mo
Today · 4.125%
HK$41,975
baseline
▲ 0.50% · 4.625%
HK$44,187
+HK$2,212/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,950/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,956
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,292
−HK$1,358/mo
Today · 4.125%
HK$45,650
baseline
▲ 0.50% · 4.625%
HK$48,427
+HK$2,777/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,300/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,788
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,070
−HK$1,300/mo
Today · 4.125%
HK$50,370
baseline
▲ 0.50% · 4.625%
HK$53,025
+HK$2,655/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,740/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,115
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,674
−HK$1,584/mo
Today · 4.125%
HK$53,258
baseline
▲ 0.50% · 4.625%
HK$56,498
+HK$3,240/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,516/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,753
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,248
−HK$1,517/mo
Today · 4.125%
HK$58,765
baseline
▲ 0.50% · 4.625%
HK$61,862
+HK$3,097/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,530/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,434
−HK$4,040/mo
▼ 0.25% · 3.875%
HK$66,438
−HK$2,036/mo
Today · 4.125%
HK$68,474
baseline
▲ 0.50% · 4.625%
HK$72,641
+HK$4,167/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$136,948/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,693 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,682
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,604
−HK$1,951/mo
Today · 4.125%
HK$75,555
baseline
▲ 0.50% · 4.625%
HK$79,537
+HK$3,982/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$151,110/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,693 · Scale 2, in force from 26 Feb 2026)