LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,799
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,913
−HK$1,131/mo
Today · 4.125%
HK$38,044
baseline
▲ 0.50% · 4.625%
HK$40,359
+HK$2,315/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,088/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,826
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,895
−HK$1,083/mo
Today · 4.125%
HK$41,978
baseline
▲ 0.50% · 4.625%
HK$44,191
+HK$2,213/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,956/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,959
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,296
−HK$1,357/mo
Today · 4.125%
HK$45,653
baseline
▲ 0.50% · 4.625%
HK$48,431
+HK$2,778/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,306/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,792
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,074
−HK$1,300/mo
Today · 4.125%
HK$50,374
baseline
▲ 0.50% · 4.625%
HK$53,029
+HK$2,655/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,748/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,119
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,678
−HK$1,584/mo
Today · 4.125%
HK$53,262
baseline
▲ 0.50% · 4.625%
HK$56,503
+HK$3,241/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,524/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,757
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,252
−HK$1,517/mo
Today · 4.125%
HK$58,769
baseline
▲ 0.50% · 4.625%
HK$61,867
+HK$3,098/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,538/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,439
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,443
−HK$2,037/mo
Today · 4.125%
HK$68,480
baseline
▲ 0.50% · 4.625%
HK$72,647
+HK$4,167/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$136,960/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,740 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,688
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,610
−HK$1,951/mo
Today · 4.125%
HK$75,561
baseline
▲ 0.50% · 4.625%
HK$79,544
+HK$3,983/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$151,122/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,740 · Scale 2, in force from 26 Feb 2026)