LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,800
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,914
−HK$1,131/mo
Today · 4.125%
HK$38,045
baseline
▲ 0.50% · 4.625%
HK$40,360
+HK$2,315/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,090/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,828
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,896
−HK$1,083/mo
Today · 4.125%
HK$41,979
baseline
▲ 0.50% · 4.625%
HK$44,192
+HK$2,213/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,958/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,960
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,297
−HK$1,357/mo
Today · 4.125%
HK$45,654
baseline
▲ 0.50% · 4.625%
HK$48,432
+HK$2,778/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,308/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,793
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,075
−HK$1,300/mo
Today · 4.125%
HK$50,375
baseline
▲ 0.50% · 4.625%
HK$53,030
+HK$2,655/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,750/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,120
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,679
−HK$1,584/mo
Today · 4.125%
HK$53,263
baseline
▲ 0.50% · 4.625%
HK$56,504
+HK$3,241/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,526/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,759
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,254
−HK$1,517/mo
Today · 4.125%
HK$58,771
baseline
▲ 0.50% · 4.625%
HK$61,869
+HK$3,098/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,542/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,441
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,445
−HK$2,037/mo
Today · 4.125%
HK$68,482
baseline
▲ 0.50% · 4.625%
HK$72,649
+HK$4,167/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$136,964/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,755 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,690
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,612
−HK$1,951/mo
Today · 4.125%
HK$75,563
baseline
▲ 0.50% · 4.625%
HK$79,546
+HK$3,983/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$151,126/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,755 · Scale 2, in force from 26 Feb 2026)