LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,801
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,915
−HK$1,131/mo
Today · 4.125%
HK$38,046
baseline
▲ 0.50% · 4.625%
HK$40,361
+HK$2,315/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,092/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,829
−HK$2,151/mo
▼ 0.25% · 3.875%
HK$40,897
−HK$1,083/mo
Today · 4.125%
HK$41,980
baseline
▲ 0.50% · 4.625%
HK$44,193
+HK$2,213/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,960/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,962
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,298
−HK$1,358/mo
Today · 4.125%
HK$45,656
baseline
▲ 0.50% · 4.625%
HK$48,434
+HK$2,778/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,312/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,794
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,076
−HK$1,301/mo
Today · 4.125%
HK$50,377
baseline
▲ 0.50% · 4.625%
HK$53,032
+HK$2,655/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,754/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,122
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,681
−HK$1,584/mo
Today · 4.125%
HK$53,265
baseline
▲ 0.50% · 4.625%
HK$56,506
+HK$3,241/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,530/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,760
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,256
−HK$1,517/mo
Today · 4.125%
HK$58,773
baseline
▲ 0.50% · 4.625%
HK$61,871
+HK$3,098/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,546/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,442
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,447
−HK$2,037/mo
Today · 4.125%
HK$68,484
baseline
▲ 0.50% · 4.625%
HK$72,651
+HK$4,167/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$136,968/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,692
−HK$3,873/mo
▼ 0.25% · 3.875%
HK$73,614
−HK$1,951/mo
Today · 4.125%
HK$75,565
baseline
▲ 0.50% · 4.625%
HK$79,548
+HK$3,983/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$151,130/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,773 · Scale 2, in force from 26 Feb 2026)