LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,806
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,919
−HK$1,132/mo
Today · 4.125%
HK$38,051
baseline
▲ 0.50% · 4.625%
HK$40,366
+HK$2,315/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,102/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,833
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,902
−HK$1,083/mo
Today · 4.125%
HK$41,985
baseline
▲ 0.50% · 4.625%
HK$44,198
+HK$2,213/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,970/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,967
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,303
−HK$1,358/mo
Today · 4.125%
HK$45,661
baseline
▲ 0.50% · 4.625%
HK$48,439
+HK$2,778/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,322/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,800
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,082
−HK$1,300/mo
Today · 4.125%
HK$50,382
baseline
▲ 0.50% · 4.625%
HK$53,038
+HK$2,656/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,764/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,128
−HK$3,143/mo
▼ 0.25% · 3.875%
HK$51,687
−HK$1,584/mo
Today · 4.125%
HK$53,271
baseline
▲ 0.50% · 4.625%
HK$56,513
+HK$3,242/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,542/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,767
−HK$3,012/mo
▼ 0.25% · 3.875%
HK$57,262
−HK$1,517/mo
Today · 4.125%
HK$58,779
baseline
▲ 0.50% · 4.625%
HK$61,878
+HK$3,099/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,558/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,450
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,455
−HK$2,037/mo
Today · 4.125%
HK$68,492
baseline
▲ 0.50% · 4.625%
HK$72,659
+HK$4,167/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$136,984/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,841 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,700
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,623
−HK$1,951/mo
Today · 4.125%
HK$75,574
baseline
▲ 0.50% · 4.625%
HK$79,557
+HK$3,983/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$151,148/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,841 · Scale 2, in force from 26 Feb 2026)