LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,806
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,920
−HK$1,131/mo
Today · 4.125%
HK$38,051
baseline
▲ 0.50% · 4.625%
HK$40,367
+HK$2,316/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,102/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,834
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,902
−HK$1,084/mo
Today · 4.125%
HK$41,986
baseline
▲ 0.50% · 4.625%
HK$44,199
+HK$2,213/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,972/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,967
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,304
−HK$1,358/mo
Today · 4.125%
HK$45,662
baseline
▲ 0.50% · 4.625%
HK$48,440
+HK$2,778/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,324/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,801
−HK$2,582/mo
▼ 0.25% · 3.875%
HK$49,083
−HK$1,300/mo
Today · 4.125%
HK$50,383
baseline
▲ 0.50% · 4.625%
HK$53,039
+HK$2,656/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,766/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,128
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,688
−HK$1,584/mo
Today · 4.125%
HK$53,272
baseline
▲ 0.50% · 4.625%
HK$56,513
+HK$3,241/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,544/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,767
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,263
−HK$1,517/mo
Today · 4.125%
HK$58,780
baseline
▲ 0.50% · 4.625%
HK$61,879
+HK$3,099/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,560/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,451
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,456
−HK$2,036/mo
Today · 4.125%
HK$68,492
baseline
▲ 0.50% · 4.625%
HK$72,660
+HK$4,168/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$136,984/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,701
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,624
−HK$1,951/mo
Today · 4.125%
HK$75,575
baseline
▲ 0.50% · 4.625%
HK$79,558
+HK$3,983/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$151,150/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,849 · Scale 2, in force from 26 Feb 2026)