LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,807
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,920
−HK$1,132/mo
Today · 4.125%
HK$38,052
baseline
▲ 0.50% · 4.625%
HK$40,367
+HK$2,315/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,104/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,835
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,903
−HK$1,084/mo
Today · 4.125%
HK$41,987
baseline
▲ 0.50% · 4.625%
HK$44,200
+HK$2,213/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,974/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,968
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,305
−HK$1,357/mo
Today · 4.125%
HK$45,662
baseline
▲ 0.50% · 4.625%
HK$48,441
+HK$2,779/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,324/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,801
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,083
−HK$1,301/mo
Today · 4.125%
HK$50,384
baseline
▲ 0.50% · 4.625%
HK$53,040
+HK$2,656/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,768/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,129
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,689
−HK$1,584/mo
Today · 4.125%
HK$53,273
baseline
▲ 0.50% · 4.625%
HK$56,514
+HK$3,241/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,546/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,768
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,264
−HK$1,517/mo
Today · 4.125%
HK$58,781
baseline
▲ 0.50% · 4.625%
HK$61,880
+HK$3,099/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,562/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,452
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,457
−HK$2,037/mo
Today · 4.125%
HK$68,494
baseline
▲ 0.50% · 4.625%
HK$72,661
+HK$4,167/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$136,988/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,859 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,702
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,625
−HK$1,951/mo
Today · 4.125%
HK$75,576
baseline
▲ 0.50% · 4.625%
HK$79,560
+HK$3,984/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$151,152/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,859 · Scale 2, in force from 26 Feb 2026)