LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,808
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,922
−HK$1,132/mo
Today · 4.125%
HK$38,054
baseline
▲ 0.50% · 4.625%
HK$40,369
+HK$2,315/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,108/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,836
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,905
−HK$1,083/mo
Today · 4.125%
HK$41,988
baseline
▲ 0.50% · 4.625%
HK$44,202
+HK$2,214/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,976/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,970
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,306
−HK$1,358/mo
Today · 4.125%
HK$45,664
baseline
▲ 0.50% · 4.625%
HK$48,443
+HK$2,779/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,328/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,803
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,085
−HK$1,301/mo
Today · 4.125%
HK$50,386
baseline
▲ 0.50% · 4.625%
HK$53,042
+HK$2,656/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,772/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,131
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,691
−HK$1,584/mo
Today · 4.125%
HK$53,275
baseline
▲ 0.50% · 4.625%
HK$56,517
+HK$3,242/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,550/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,771
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,266
−HK$1,518/mo
Today · 4.125%
HK$58,784
baseline
▲ 0.50% · 4.625%
HK$61,882
+HK$3,098/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,568/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,455
−HK$4,041/mo
▼ 0.25% · 3.875%
HK$66,459
−HK$2,037/mo
Today · 4.125%
HK$68,496
baseline
▲ 0.50% · 4.625%
HK$72,664
+HK$4,168/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$136,992/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,883 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,705
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,628
−HK$1,951/mo
Today · 4.125%
HK$75,579
baseline
▲ 0.50% · 4.625%
HK$79,563
+HK$3,984/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$151,158/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,883 · Scale 2, in force from 26 Feb 2026)