LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,809
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,923
−HK$1,131/mo
Today · 4.125%
HK$38,054
baseline
▲ 0.50% · 4.625%
HK$40,370
+HK$2,316/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,108/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,837
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,905
−HK$1,084/mo
Today · 4.125%
HK$41,989
baseline
▲ 0.50% · 4.625%
HK$44,203
+HK$2,214/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,978/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,971
−HK$2,694/mo
▼ 0.25% · 3.875%
HK$44,307
−HK$1,358/mo
Today · 4.125%
HK$45,665
baseline
▲ 0.50% · 4.625%
HK$48,444
+HK$2,779/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,330/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,804
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,087
−HK$1,300/mo
Today · 4.125%
HK$50,387
baseline
▲ 0.50% · 4.625%
HK$53,043
+HK$2,656/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,774/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,132
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,692
−HK$1,584/mo
Today · 4.125%
HK$53,276
baseline
▲ 0.50% · 4.625%
HK$56,518
+HK$3,242/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,552/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,772
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,268
−HK$1,517/mo
Today · 4.125%
HK$58,785
baseline
▲ 0.50% · 4.625%
HK$61,884
+HK$3,099/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,570/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,456
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,461
−HK$2,037/mo
Today · 4.125%
HK$68,498
baseline
▲ 0.50% · 4.625%
HK$72,666
+HK$4,168/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$136,996/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,896 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,707
−HK$3,874/mo
▼ 0.25% · 3.875%
HK$73,630
−HK$1,951/mo
Today · 4.125%
HK$75,581
baseline
▲ 0.50% · 4.625%
HK$79,565
+HK$3,984/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$151,162/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,896 · Scale 2, in force from 26 Feb 2026)