LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,811
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,925
−HK$1,131/mo
Today · 4.125%
HK$38,056
baseline
▲ 0.50% · 4.625%
HK$40,372
+HK$2,316/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,112/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,839
−HK$2,152/mo
▼ 0.25% · 3.875%
HK$40,908
−HK$1,083/mo
Today · 4.125%
HK$41,991
baseline
▲ 0.50% · 4.625%
HK$44,205
+HK$2,214/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,982/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,973
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,310
−HK$1,358/mo
Today · 4.125%
HK$45,668
baseline
▲ 0.50% · 4.625%
HK$48,446
+HK$2,778/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,336/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,807
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,089
−HK$1,301/mo
Today · 4.125%
HK$50,390
baseline
▲ 0.50% · 4.625%
HK$53,046
+HK$2,656/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,780/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,135
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,694
−HK$1,585/mo
Today · 4.125%
HK$53,279
baseline
▲ 0.50% · 4.625%
HK$56,521
+HK$3,242/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,558/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,775
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$57,271
−HK$1,517/mo
Today · 4.125%
HK$58,788
baseline
▲ 0.50% · 4.625%
HK$61,887
+HK$3,099/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,576/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,459
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,464
−HK$2,037/mo
Today · 4.125%
HK$68,501
baseline
▲ 0.50% · 4.625%
HK$72,670
+HK$4,169/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$137,002/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,926 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,710
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,634
−HK$1,951/mo
Today · 4.125%
HK$75,585
baseline
▲ 0.50% · 4.625%
HK$79,569
+HK$3,984/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$151,170/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,926 · Scale 2, in force from 26 Feb 2026)