LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,812
−HK$2,245/mo
▼ 0.25% · 3.875%
HK$36,926
−HK$1,131/mo
Today · 4.125%
HK$38,057
baseline
▲ 0.50% · 4.625%
HK$40,373
+HK$2,316/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,114/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,840
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,909
−HK$1,084/mo
Today · 4.125%
HK$41,993
baseline
▲ 0.50% · 4.625%
HK$44,206
+HK$2,213/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,986/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$588,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,974
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,311
−HK$1,358/mo
Today · 4.125%
HK$45,669
baseline
▲ 0.50% · 4.625%
HK$48,448
+HK$2,779/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,338/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,808
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,090
−HK$1,301/mo
Today · 4.125%
HK$50,391
baseline
▲ 0.50% · 4.625%
HK$53,047
+HK$2,656/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,782/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$588,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,136
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,696
−HK$1,584/mo
Today · 4.125%
HK$53,280
baseline
▲ 0.50% · 4.625%
HK$56,522
+HK$3,242/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,560/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,776
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,272
−HK$1,518/mo
Today · 4.125%
HK$58,790
baseline
▲ 0.50% · 4.625%
HK$61,888
+HK$3,098/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,580/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$588,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,461
−HK$4,042/mo
▼ 0.25% · 3.875%
HK$66,466
−HK$2,037/mo
Today · 4.125%
HK$68,503
baseline
▲ 0.50% · 4.625%
HK$72,671
+HK$4,168/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$137,006/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,942 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,712
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,635
−HK$1,952/mo
Today · 4.125%
HK$75,587
baseline
▲ 0.50% · 4.625%
HK$79,571
+HK$3,984/mo
Deposit HK$1.57M · loan HK$14.13M · min. income ≈ HK$151,174/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$588,942 · Scale 2, in force from 26 Feb 2026)