LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,816
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,930
−HK$1,132/mo
Today · 4.125%
HK$38,062
baseline
▲ 0.50% · 4.625%
HK$40,378
+HK$2,316/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,124/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$589,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,845
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,914
−HK$1,084/mo
Today · 4.125%
HK$41,998
baseline
▲ 0.50% · 4.625%
HK$44,212
+HK$2,214/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,996/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$589,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,979
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,316
−HK$1,359/mo
Today · 4.125%
HK$45,675
baseline
▲ 0.50% · 4.625%
HK$48,454
+HK$2,779/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,350/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,814
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,097
−HK$1,300/mo
Today · 4.125%
HK$50,397
baseline
▲ 0.50% · 4.625%
HK$53,054
+HK$2,657/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,794/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,143
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,702
−HK$1,585/mo
Today · 4.125%
HK$53,287
baseline
▲ 0.50% · 4.625%
HK$56,529
+HK$3,242/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$106,574/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,783
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,279
−HK$1,518/mo
Today · 4.125%
HK$58,797
baseline
▲ 0.50% · 4.625%
HK$61,896
+HK$3,099/mo
Deposit HK$4.71M · loan HK$10.99M · min. income ≈ HK$117,594/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,469
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,475
−HK$2,037/mo
Today · 4.125%
HK$68,512
baseline
▲ 0.50% · 4.625%
HK$72,681
+HK$4,169/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$137,024/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,721
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,645
−HK$1,951/mo
Today · 4.125%
HK$75,596
baseline
▲ 0.50% · 4.625%
HK$79,581
+HK$3,985/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$151,192/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,016 · Scale 2, in force from 26 Feb 2026)