LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,817
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,931
−HK$1,132/mo
Today · 4.125%
HK$38,063
baseline
▲ 0.50% · 4.625%
HK$40,379
+HK$2,316/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,126/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$589,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,846
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,915
−HK$1,084/mo
Today · 4.125%
HK$41,999
baseline
▲ 0.50% · 4.625%
HK$44,213
+HK$2,214/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$83,998/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$589,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,981
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,318
−HK$1,358/mo
Today · 4.125%
HK$45,676
baseline
▲ 0.50% · 4.625%
HK$48,455
+HK$2,779/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,352/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,816
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,098
−HK$1,301/mo
Today · 4.125%
HK$50,399
baseline
▲ 0.50% · 4.625%
HK$53,056
+HK$2,657/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,798/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,144
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,704
−HK$1,585/mo
Today · 4.125%
HK$53,289
baseline
▲ 0.50% · 4.625%
HK$56,531
+HK$3,242/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$106,578/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,785
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,281
−HK$1,518/mo
Today · 4.125%
HK$58,799
baseline
▲ 0.50% · 4.625%
HK$61,898
+HK$3,099/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$117,598/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,471
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,477
−HK$2,037/mo
Today · 4.125%
HK$68,514
baseline
▲ 0.50% · 4.625%
HK$72,683
+HK$4,169/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$137,028/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,724
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,647
−HK$1,952/mo
Today · 4.125%
HK$75,599
baseline
▲ 0.50% · 4.625%
HK$79,583
+HK$3,984/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$151,198/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,035 · Scale 2, in force from 26 Feb 2026)