LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,819
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,933
−HK$1,132/mo
Today · 4.125%
HK$38,065
baseline
▲ 0.50% · 4.625%
HK$40,381
+HK$2,316/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,130/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$589,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,848
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,917
−HK$1,084/mo
Today · 4.125%
HK$42,001
baseline
▲ 0.50% · 4.625%
HK$44,215
+HK$2,214/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$84,002/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$589,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,982
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,319
−HK$1,359/mo
Today · 4.125%
HK$45,678
baseline
▲ 0.50% · 4.625%
HK$48,457
+HK$2,779/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$91,356/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,817
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,100
−HK$1,301/mo
Today · 4.125%
HK$50,401
baseline
▲ 0.50% · 4.625%
HK$53,058
+HK$2,657/mo
Deposit HK$6.28M · loan HK$9.42M · min. income ≈ HK$100,802/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,146
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,706
−HK$1,585/mo
Today · 4.125%
HK$53,291
baseline
▲ 0.50% · 4.625%
HK$56,533
+HK$3,242/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$106,582/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,787
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,283
−HK$1,518/mo
Today · 4.125%
HK$58,801
baseline
▲ 0.50% · 4.625%
HK$61,900
+HK$3,099/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$117,602/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,474
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,479
−HK$2,038/mo
Today · 4.125%
HK$68,517
baseline
▲ 0.50% · 4.625%
HK$72,686
+HK$4,169/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$137,034/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,726
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,650
−HK$1,951/mo
Today · 4.125%
HK$75,601
baseline
▲ 0.50% · 4.625%
HK$79,586
+HK$3,985/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$151,202/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,056 · Scale 2, in force from 26 Feb 2026)