LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,819
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,933
−HK$1,132/mo
Today · 4.125%
HK$38,065
baseline
▲ 0.50% · 4.625%
HK$40,382
+HK$2,317/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,130/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$589,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,849
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,917
−HK$1,085/mo
Today · 4.125%
HK$42,002
baseline
▲ 0.50% · 4.625%
HK$44,215
+HK$2,213/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$84,004/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$589,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,983
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,320
−HK$1,359/mo
Today · 4.125%
HK$45,679
baseline
▲ 0.50% · 4.625%
HK$48,458
+HK$2,779/mo
Deposit HK$6.28M · loan HK$9.43M · min. income ≈ HK$91,358/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,818
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,101
−HK$1,301/mo
Today · 4.125%
HK$50,402
baseline
▲ 0.50% · 4.625%
HK$53,059
+HK$2,657/mo
Deposit HK$6.28M · loan HK$9.43M · min. income ≈ HK$100,804/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,147
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,707
−HK$1,585/mo
Today · 4.125%
HK$53,292
baseline
▲ 0.50% · 4.625%
HK$56,534
+HK$3,242/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$106,584/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,788
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,284
−HK$1,518/mo
Today · 4.125%
HK$58,802
baseline
▲ 0.50% · 4.625%
HK$61,902
+HK$3,100/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$117,604/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,475
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,480
−HK$2,038/mo
Today · 4.125%
HK$68,518
baseline
▲ 0.50% · 4.625%
HK$72,687
+HK$4,169/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$137,036/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,068 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,728
−HK$3,875/mo
▼ 0.25% · 3.875%
HK$73,651
−HK$1,952/mo
Today · 4.125%
HK$75,603
baseline
▲ 0.50% · 4.625%
HK$79,588
+HK$3,985/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$151,206/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,068 · Scale 2, in force from 26 Feb 2026)