LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,821
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,935
−HK$1,132/mo
Today · 4.125%
HK$38,067
baseline
▲ 0.50% · 4.625%
HK$40,384
+HK$2,317/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$76,134/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$589,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,851
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,919
−HK$1,085/mo
Today · 4.125%
HK$42,004
baseline
▲ 0.50% · 4.625%
HK$44,218
+HK$2,214/mo
Deposit HK$7.85M · loan HK$7.85M · min. income ≈ HK$84,008/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$589,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,985
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,323
−HK$1,358/mo
Today · 4.125%
HK$45,681
baseline
▲ 0.50% · 4.625%
HK$48,461
+HK$2,780/mo
Deposit HK$6.28M · loan HK$9.43M · min. income ≈ HK$91,362/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,821
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,103
−HK$1,301/mo
Today · 4.125%
HK$50,404
baseline
▲ 0.50% · 4.625%
HK$53,061
+HK$2,657/mo
Deposit HK$6.28M · loan HK$9.43M · min. income ≈ HK$100,808/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,150
−HK$3,144/mo
▼ 0.25% · 3.875%
HK$51,710
−HK$1,584/mo
Today · 4.125%
HK$53,294
baseline
▲ 0.50% · 4.625%
HK$56,537
+HK$3,243/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$106,588/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,791
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,287
−HK$1,518/mo
Today · 4.125%
HK$58,805
baseline
▲ 0.50% · 4.625%
HK$61,905
+HK$3,100/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$117,610/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,478
−HK$4,043/mo
▼ 0.25% · 3.875%
HK$66,484
−HK$2,037/mo
Today · 4.125%
HK$68,521
baseline
▲ 0.50% · 4.625%
HK$72,691
+HK$4,170/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$137,042/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,099 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,731
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,655
−HK$1,952/mo
Today · 4.125%
HK$75,607
baseline
▲ 0.50% · 4.625%
HK$79,592
+HK$3,985/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$151,214/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,099 · Scale 2, in force from 26 Feb 2026)