LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,824
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,938
−HK$1,132/mo
Today · 4.125%
HK$38,070
baseline
▲ 0.50% · 4.625%
HK$40,386
+HK$2,316/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,140/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$589,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,853
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,922
−HK$1,084/mo
Today · 4.125%
HK$42,006
baseline
▲ 0.50% · 4.625%
HK$44,221
+HK$2,215/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,012/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$589,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,988
−HK$2,696/mo
▼ 0.25% · 3.875%
HK$44,325
−HK$1,359/mo
Today · 4.125%
HK$45,684
baseline
▲ 0.50% · 4.625%
HK$48,464
+HK$2,780/mo
Deposit HK$6.28M · loan HK$9.43M · min. income ≈ HK$91,368/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,824
−HK$2,584/mo
▼ 0.25% · 3.875%
HK$49,107
−HK$1,301/mo
Today · 4.125%
HK$50,408
baseline
▲ 0.50% · 4.625%
HK$53,065
+HK$2,657/mo
Deposit HK$6.28M · loan HK$9.43M · min. income ≈ HK$100,816/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,153
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,713
−HK$1,585/mo
Today · 4.125%
HK$53,298
baseline
▲ 0.50% · 4.625%
HK$56,541
+HK$3,243/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$106,596/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,795
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$57,291
−HK$1,518/mo
Today · 4.125%
HK$58,809
baseline
▲ 0.50% · 4.625%
HK$61,909
+HK$3,100/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$117,618/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,482
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,488
−HK$2,038/mo
Today · 4.125%
HK$68,526
baseline
▲ 0.50% · 4.625%
HK$72,696
+HK$4,170/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$137,052/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,736
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,660
−HK$1,952/mo
Today · 4.125%
HK$75,612
baseline
▲ 0.50% · 4.625%
HK$79,597
+HK$3,985/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$151,224/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,137 · Scale 2, in force from 26 Feb 2026)