LTV · monthly repayment
▼ 0.50% · 3.625%
HK$35,825
−HK$2,246/mo
▼ 0.25% · 3.875%
HK$36,939
−HK$1,132/mo
Today · 4.125%
HK$38,071
baseline
▲ 0.50% · 4.625%
HK$40,388
+HK$2,317/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$76,142/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$589,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,855
−HK$2,153/mo
▼ 0.25% · 3.875%
HK$40,924
−HK$1,084/mo
Today · 4.125%
HK$42,008
baseline
▲ 0.50% · 4.625%
HK$44,222
+HK$2,214/mo
Deposit HK$7.86M · loan HK$7.86M · min. income ≈ HK$84,016/mo (50% DSR)
Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$589,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$42,990
−HK$2,695/mo
▼ 0.25% · 3.875%
HK$44,327
−HK$1,358/mo
Today · 4.125%
HK$45,685
baseline
▲ 0.50% · 4.625%
HK$48,465
+HK$2,780/mo
Deposit HK$6.28M · loan HK$9.43M · min. income ≈ HK$91,370/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$47,826
−HK$2,583/mo
▼ 0.25% · 3.875%
HK$49,108
−HK$1,301/mo
Today · 4.125%
HK$50,409
baseline
▲ 0.50% · 4.625%
HK$53,067
+HK$2,658/mo
Deposit HK$6.28M · loan HK$9.43M · min. income ≈ HK$100,818/mo (50% DSR)
Upfront cash ≈ HK$6.87M (deposit + AVD stamp duty HK$589,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,155
−HK$3,145/mo
▼ 0.25% · 3.875%
HK$51,715
−HK$1,585/mo
Today · 4.125%
HK$53,300
baseline
▲ 0.50% · 4.625%
HK$56,543
+HK$3,243/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$106,600/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,796
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$57,293
−HK$1,518/mo
Today · 4.125%
HK$58,811
baseline
▲ 0.50% · 4.625%
HK$61,911
+HK$3,100/mo
Deposit HK$4.71M · loan HK$11.00M · min. income ≈ HK$117,622/mo (50% DSR)
Upfront cash ≈ HK$5.30M (deposit + AVD stamp duty HK$589,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,484
−HK$4,044/mo
▼ 0.25% · 3.875%
HK$66,490
−HK$2,038/mo
Today · 4.125%
HK$68,528
baseline
▲ 0.50% · 4.625%
HK$72,698
+HK$4,170/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$137,056/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,156 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,738
−HK$3,876/mo
▼ 0.25% · 3.875%
HK$73,662
−HK$1,952/mo
Today · 4.125%
HK$75,614
baseline
▲ 0.50% · 4.625%
HK$79,600
+HK$3,986/mo
Deposit HK$1.57M · loan HK$14.14M · min. income ≈ HK$151,228/mo (50% DSR)
Upfront cash ≈ HK$2.16M (deposit + AVD stamp duty HK$589,156 · Scale 2, in force from 26 Feb 2026)